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MT Insurance Law Blog
Ontario SABs Insurers Do Not Have to Justify EUO Reason
July 7, 2017
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The Ontario Court of Appeal, in Aviva Insurance Company of Canada v. McKeown, 2017 ONCA 563 (CanLII) determined an insurer is not required to provide a “justification” to compel an applicant for benefits to attend an examination under oath pursuant...
Case Comment: Cannon v. Cemcor Apartments Inc., 2017 ONCA 378
June 27, 2017
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Recently, the Ontario Court of Appeal considered a landlord’s winter maintenance obligations in an action arising out of a tenant’s slip and fall in a parking lot in Cannon v. Cemcor Apartments Inc., 2017 ONCA 378. Under its lease with...
The Licence Appeal Tribunal Isn’t Unconstitutional
June 6, 2017
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The Licence Appeal Tribunal isn’t going anywhere. In 2014, the Ontario government passed the Fighting Fraud and Reducing Automobile Insurance Rates Act. Prior to this legislation, accident benefits claimants could contest a denial of benefits by filing an Application for...
No Diagnosis – No Problem
June 5, 2017
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The Supreme Court of Canada has found an injured claimant does not need to have a diagnosed psychological/psychiatric injury in order to recover for a mental injury sustained in an accident. In Saadati v. Moorhead, 2017 SCC 28, the claimant...
Case Comment: Duty of Care Under the Occupiers’ Liability Act
May 15, 2017
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Recently, the Ontario Superior Court of Justice considered the duty owed to a volunteer under the Occupiers’ Liability Act in Baltadjian v. Roman Catholic Episcopal Corporation for the Diocese of Alexandria, 2017 ONSC 61 (“Baltadjian”). In this case, the plaintiff,...
How to Investigate Liability in Cases Involving Self-Driving Cars
May 3, 2017
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Cars with varying degrees of autonomy are already part of our reality. In the fourth quarter of 2016, Tesla alone delivered 12,700 of its flagship Model S and 9,500 of the Model X vehicles. According to the U.S. Insurance Institute...
No Vested Rights in SABS
May 1, 2017
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One of the more confusing aspects of adjusting an accident benefits claim is dealing with the numerous amendments to the Statutory Accident Benefits Schedule (SABS). Not surprisingly, during the life of an accident benefits claim, the SABS may be amended...
Disclosure of Expert Retainer Letters
April 28, 2017
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The issue of whether a party must produce a lawyer’s ‘instructional letter’ when retaining an expert was considered by the Ontario Superior Court in Nikolakakos v. Hoque, 2015 ONSC 4738. This case involved an action for damages arising from personal...
Are jury trials in motor vehicle accident claims inherently unfair?
April 24, 2017
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This is the very question that will be before the Court in the case of Kapoor v. Kuzmanovski, a motor vehicle accident action that was scheduled for a trial by jury in January 2017. Prior to trial, the Plaintiff brought...
Judge Critiques Exclusion Clause in Homeowner Policy
April 20, 2017
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A recent Ontario Superior Court decision may prompt legislative changes with respect to intentional damage exclusion clauses in homeowner policies in Ontario. In Soczek v. Allstate Insurance Co., 2017 ONSC 2262, Morgan J. addressed whether a standard form exclusionary clause...
Disclaimer
This blog sets out a variety of materials relating to the law to be used for educational and non-commercial purposes only; the author(s) of this blog do not intend the blog to be a source of legal advice. Please retain and seek the advice of a lawyer and use your own good judgement before choosing to act on any information included in the blog. If you choose to rely on the materials, you do so entirely at your own risk.
