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The Minor Injury Guideline: A Major Change to Accident Benefits?
Late this summer, our office published an article discussing some of the regulatory framework pursuant to the introduction of the new Statutory Accident Benefits Schedule, O.Reg. 34/10, (the “new Schedule”) on which the Minor Injury Guideline (02/10) (the “Guideline”) is...
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Look Both Ways and Straight Ahead
As parents, one of the great concerns we all have is that when our children are growing up they must be careful anywhere near a road so that they will not be “hit by a car.” We also have this...
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Life Insurance – Potentially More Attractive to Donors
2010 Canadian Donor's Guide
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Missed Life Premium Payment – No Relief from Forfeiture
Canadian Journal of Insurance Law, Vol. 28, No. 4
This article was published for the Miller Thomson Insurance Law Newsletter, May 2010, and featured in the Canadian Journal of Insurance Law in July 2010.
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Happy 10th Birthday, Parental Responsibility Act!
This year marks the 10 year anniversary of the coming into force of the Parental Responsibility Act (“the Act”) in Ontario. The Act provides victims of property crime committed by youth under 18 with a simple method to recover their...
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Gifting New and In-force Insurance Policies to Charities – Issues That a Charity Must Take Into Consideration
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Getting Soaked on Duty to Defend?
Please take a moment to consider the following scenario. Your insured installs an above ground pool. Later that same year, the pool starts to fall apart. Your insured attends the property and tries to fix the problem. Your insured is unsuccessful....
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Threshold Update: Valdez v. Clarke
A very interesting threshold decision of Justice Milanetti was released on January 6, 2010 following a three week trial in September 2009. At the end of the trial, the jury came in with a verdict of $25,000.00 for non-pecuniary damages...
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FACEBOOK: A Defence Lawyer’s Perspective
Ontario Insurance Adjusters Association
The uncovering of fraudulent claimants by exposure through Facebook and other online social networking sites has become a key ingredient in a defence lawyer’s arsenal. The outpouring of highly personal information on such sites, freely volunteered, is unprecedented in the course...
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Your Party, Your Problem: A Guide to Social Host Liability
You want your party to be a good time – an opportunity for you and your guests to unwind. However, adding alcohol to any event raises important issues about your guests’ safety and your legal liability. As a social host,...